The Federal Housing Administration (FHA) has increased its single-family home mortgage limits to $200,160 in standard areas and $362,790 in high-cost areas, the U.S. Dept. of Housing and Urban Development (HUD) announced earlier this week. Adjusted annually to account for rising home prices, the FHA loan limits are tied to the conforming loan limits set by Fannie Mae and Freddie Mac. The 2006 loan limits, which took effect January 1, 2006, are more than 15% higher than last year’s limits. Loan limits for two, three and four unit dwellings also increased.