Americans believe home prices will continue rising in the coming years, according to a recent Los Angeles Times/Bloomberg poll. Nearly 50% of respondents believe their home values will increase by 5 to 15% in the next three years, while 25% expect home prices to rise 16% or more over the same period.

Though the majority of respondents showed optimism about future home price growth, the poll revealed some concern about the impact of rising mortgage interest rates on adjustable-rate mortgages. Roughly one in seven respondents have an adjustable-rate mortgage, and more than 25% stated they are “not too confident” or “not at all confident” about their ability to make their mortgage payments if adjusted higher.

The Los Angeles Times/Bloomberg poll also found that 16% of respondents had tapped into their home equity in the last two years. Completing home improvements, paying off other debts, and buying new cars were among the top uses for the cash obtained.